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Commercial insurance that actually fits your business
Here’s the problem with buying commercial insurance online. You fill in a form, pick your business type from a dropdown, and hope for the best. But a sole trader electrician doesn’t need the same cover as a restaurant with 30 staff. And a tech consultancy doesn’t face the same risks as a construction firm.
That’s where Policy Path comes in. Tell us about your business, and we’ll pass your details straight to a specialist broker who actually understands your industry. Not a generic form. Not a one-size-fits-all policy. The broker looks at what you do, where the risks are, and who’s best placed to cover them. It takes minutes, it’s free, and there’s no obligation.
What commercial insurance do you need?
Public Liability Insurance
If your business interacts with the public, visits client sites, or has visitors to your premises, you’ll need this. It covers injury…
Professional Indemnity Insurance
Made a mistake in your professional advice? Given a recommendation that costs your client money? Professional indemnity covers claims from errors, omissions,…
Employers' Liability Insurance
If you employ anyone, even part-time or seasonal staff, this is a legal requirement. It covers claims from employees who are injured…
Commercial Property Insurance
Whether you own or lease your premises, building cover protects the structure and fixtures against fire, flood, storm, and subsidence. One thing…
Commercial Combined Insurance
This bundle property, liability, business interruption, and contents cover into a single policy. It’s simpler to manage, often more cost-effective than buying…
Tradesman Insurance
Public liability, tools cover, employers’ liability, and professional indemnity for tradesmen. Builders, electricians, plumbers, roofers, painters, and landscapers. Cover that matches what…
Shop and Retail Insurance
Cover for your premises, stock, contents, plate glass, business interruption, and public liability. Whether you run a boutique or a hardware store,…
Office Insurance
Covers your office space, equipment, contents, and the liability risks that come with having staff and visitors on site. It also includes…
Hospitality and Tourism Insurance
Hotels, B&Bs, restaurants, pubs, cafes, and activity centres all have their own set of risks. Seasonal trading, loss of licence, stock cover,…
Landlords Insurance
Buildings, contents, rent guarantee, liability, and legal expenses for buy-to-let and rental properties. Covers long-term tenancies, holiday lets, HMOs, and portfolio properties…
Fleet and Commercial Vehicle Insurance
From a single van to a multi-vehicle fleet. Includes goods in transit, breakdown, and replacement vehicle cover. It’s priced on how your…
Cyber Insurance
Data breaches, ransomware, cyber attacks. They’re not just a big-company problem. Cyber insurance covers the cost of incidents and the business interruption…
Tell Us About Your Business
We’ll pass your details to a specialist broker who understands your industry. It takes minutes, it’s free, and there’s no obligation.
Why Chose Policy Path?
Most businesses buy insurance the hard way. They search online, fill in the same details three or four times, and end up guessing which policy is right. Policy Path takes that off your plate. You tell us what your business does. We pass your details to a broker who specialises in your sector, understands your risks, and can put the right cover in place. That difference shows up when you need to claim, and it’s the broker who’s there for that, not us.
- We connect you with specialist brokers. Not a random list of results, a broker who places cover for businesses like yours every day.
- The broker focuses on the right cover, not just the lowest price. Policy Path doesn’t assess your policy, the broker you’re introduced to does.
- We work UK wide. Tell us what you need online, and we’ll pass it to a broker who covers your part of the country.
- We keep it simple. No jargon. No hard sell. Just a straightforward introduction to someone who can actually help.
What sectors do we work with?
Hospitality and tourism. Hotels, B&Bs, restaurants, pubs, activity centres, event venues.
Construction and trades. Builders, electricians, plumbers, roofers, scaffolders.
Property and landlords. Buy-to-let, holiday lets, HMOs, commercial property.
Retail. Independent shops, galleries, food shops, and farm shops.
Professional services. Consultants, accountants, architects, IT firms, agencies.
Transport and logistics. Fleets, couriers, haulage, and commercial vehicles.
FAQs
It depends on what you do, where you work, and who you employ. Most businesses need public liability as a minimum. If you’ve got staff, employers’ liability is a legal requirement. Beyond that, your cover depends on your specific risks. Tell us about your business and we’ll pass your details to a broker who can recommend the right combination.
It’s straightforward. You tell us about your business, what you do, and what cover you’re looking for. We then pass your enquiry to a specialist broker who covers businesses like yours. They’ll get in touch with the right options for you. There’s no charge for using Policy Path, and no obligation to go ahead.
Absolutely. Start-ups need insurance from day one. We work with a broker who places cover for new ventures and can arrange a policy based on your projected turnover and activities. You don’t need years of trading history to get covered.
For straightforward risks, you can have cover in place the same day. More complex or specialist policies may take a little longer while the broker finds the right insurer for your needs. If you need urgent cover, let us know and we’ll flag it when we pass your enquiry across.
Claims are handled by the broker you’re introduced to, not by Policy Path. Once you’re matched, your relationship for cover, renewals, and claims sits with them, and that’s who you deal with directly. You’re not left with a random claims hotline, you’re dealt with by the broker who arranged your policy in the first place.
Contact Us
We’ll pass your details to a specialist broker who understands your industry. It takes minutes, it’s free, and there’s no obligation.
Phone
+44 7761 733024